To proceed with brokering a vehicle contract hire / consumer credit finance request, we are obliged to bring the following information to your attention:
We are bestcarfinder.co.uk and our registered office is 3 Eaton Court, Colmworth Business Park, Eaton Socon, Cambridgeshire, PE19 8ER
We are regulated by the Financial Conduct Authority. Registered No : 667946
Terms and Conditions
1.By signing this leasing broker proposal agreement you agree that BestCarFinder will assist you to find the most appropriate vehicle finance product(s) and or Service(s) that match your stated requirements and to process any order you have made with us. Please note that this agreement is separate to and not connected to any lease or finance agreement you may enter into.
2.We have a commercial relationship with a carefully selected panel of lenders and we may receive a commission from the selected lender. We do not charge you a fee for our credit broking services.
3.We record all telephone calls for training purposes and to improve the service we offer.
4.The prices quoted either on the website or in a written quotation include VAT. If the rate of VAT changes between taking the offer and supply of the Vehicle, the Company will adjust payments accordingly.
5.We cannot accept any responsibility for any losses incurred by you arising out of the contract between you and the finance company and purported arrangements relating to the supply of any vehicle save to the extent that such loss is caused by our negligent act or omission.
6.Prior to processing your order a Processing Fee will be required. The Processing Fee is the broker fee charged by BestCarFinder for our service and represents the costs incurred for arranging the sale, ordering the vehicle, arranging the finance and organising delivery of the vehicle. The Processing Fee will be set out in the order confirmation.
7.Force Majeure - Our performance under this agreement will be excused if we are unable to perform due to any cause beyond our reasonable control.
8.Cancellation - By signing this proposal agreement you accept and acknowledge that your right to cancel as stipulated under the Distance Selling Regulations is restricted and is not applicable once we commence performance of the agreement.
9.Personal Data & Data Protection
The Lender will use 'Your Information' in connection with your application. 'Your information' means the information you have given to BestCarFinder, which we pass on to the Lender, or which the Lender receive from their enquiries and searches at credit reference and fraud prevention Agencies. This applies to all applicants, including joint applicants and members of the household and directors or partners if the application is made by a limited company, partnership or an unincorporated association.
The Lender will check your details with credit reference and fraud prevention Agencies, and these Agencies will record the check. The Lender will provide the Agencies with your current and previous names, addresses and dates of birth of all parties as well as the income and expenditure details that you provided, so if you are providing information about others, on a joint application, you must be sure that you have their agreement. The Agencies will provide the Lender with confirmation of the income and expenditure details provided and public information about you and any third party financially linked to you: information such as county court judgments (CCJ’s) and bankruptcies, electoral register and fraud prevention information on you and your known financial associates, current and previous names, addresses and dates of birth. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information. By signing this Proposal you also give authority to disclose information about you and any third party linked to you.
Personal Data will be processed for the following purposes:
•The performance of this leasing broker services agreement
•To check your credit record with any credit reference agencies and for money laundering purposes (which will include the supply of your personal information to third parties for such purposes) should you decide to apply for finance. The Agency searches that the Lender make will leave a search footprint, both in their records and on your credit file at the Agencies the Lender has used, whether or not this application proceeds. If the search was for a credit application, the record of that search (but not their name) may be seen by other organisations when you apply for credit in the future. If you made a joint application, the Lender will link together the records of joint applicants, called financial associates.
•The Lender will also link all your previous and subsequent names and addresses. Links between financial associates will remain on your and their files until such time as you or your associate successfully files for a disassociation with the credit reference agencies. It may be necessary to make more than one such search particularly if you provide any new or changed information. Information provided may be supplied to other organisations and used by the Agencies and the Lender to assess you and your household for: credit and credit related services, affordability of credit; motor, household, credit, life and other insurance proposals and claims; debt tracing and recovery; checking details of job applicants and employees, prevention of fraud and money laundering; managing your accounts; statistical analysis about credit, insurance and fraud; market research, and to verify your identity if you or your financial associate applies for other facilities, including all types of insurance applications and claims. The Lender and other organizations may access and use the information recorded by fraud prevention agencies from other countries. Information about you may also be used for other purposes for which you have given consent, or, in very limited circumstances, when required by law or where permitted under the terms of the Data Protection Act 1998. By signing this proposal you confirm your authority for your application to be credit scored and your information to be used as described.
•We are part of Alliance Asset Management Limited and we and Alliance Asset Management Limited may use your personal information to keep you informed by post, telephone, email or other electronic means about products and services which may be of interest to you. If you would like to receive communications from us, please confirm by ticking box.
•We will not transfer your personal data to any third parties unless, we have your consent to do so;the third party is our subcontractor or a member of our group of companies, who is processing personal data on our behalf securely and in accordance with our instructions; Or - it is otherwise authorised under the Data Protection Act
•By entering into this agreement, you consent to the processing and disclosure of your personal data relating to you gathered by us during your use of the service to be recorded and only be used in accordance with our Data Protection Policy
•We agree to keep all personal information in a secure environment and will comply with the Data Protection Act 1998 and any other applicable data protection legislation currently in force
•If you wish to update or correct any inaccuracies in your personal information, or if you have any other comments or complaints in relation to this service agreement or the purchase order, please let us know by email to firstname.lastname@example.org Complaints procedure.
10.Complaints - The Company is committed to Customer Service and will try to resolve all Customer complaints in a fair, professional and timely manner. Please submit details of any complaints in writing to the Company’s address:
11.Electronic Signatures – In order to proceed with your application and any future agreements we will need your consent to conclude agreements through electronic means only using the email address supplied and / or electronic signatures
12.Direct Debit – The bank details that are entered on to the proposal form will be used to create the Direct Debit mandate for monthly payments by signing this proposal you are in agreement. All Direct Debits are covered by the Direct Debit guarantee a copy will be sent to you by post.
When you select "Continue to application" below you will be redirected to our secured finance application form, giving you the peace of mind that the information we are collecting from you is secure and encrypted.
Once you have completed the application form you will be redirected back to our website with a confirmation that the application has been received.
* If the vehicle exceeds the contract mileage an excess mileage charge will apply. These will be specified on your quotation. You should try and estimate the distance you will travel as accurately as possible to try and avoid excess mileage charges at the end of your contract.
T: 0345 643 5687
3 Eaton Court Road
Colmworth Business Park
AAM Group trading as bestcarfinder.co.uk are a credit broker and not a lender, we are authorised and regulated by the Financial Conduct Authority. Registered No : 667946
Registered in England & Wales with company number : 03107480 | Data Protection No : Z7840262 | VAT No : 667706890
Registered Office : 3 Eaton Court, Colmworth Business Park, Eaton Socon, Cambridgeshire, PE19 8ER
Copyright © 2019 bestcarfinder.co.uk, All rights reserved.